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Talked to Mortgage company today

October 1st, 2012 at 03:18 pm

Got a certified letter from my mortgage company today. Never a good thing. After talking to the first girl, she suggested I go for a loan modification. So, I talked to that guy and we are seeing what we can do. In the mean time, they are holding off on demanding full back payment ( I am 2 payments behinds) which means that for now, I can just make a regular payment. If the loan mod falls though, they told me I can make 4 payments of 400 each to cover the payments I am behind on. With my wife working now, I am pretty sure I can swing that. The sad thing, is that I really don't want the house. The neighborhood went to hell and I have no desire to move back there. The only reason I haven't let it go is because I do alot of gov't contracts and a forclosure would kill my security clearance as well as prevent me from getting other contracts

5 Responses to “Talked to Mortgage company today”

  1. North Georgia Gal Says:

    Have you tried to sell the house? That might solve your problems.

  2. creditcardfree Says:

    Good luck! Do you have time to take on extra work? It would be get to get caught up ASAP, so not put the security clearance in jeopardy.

  3. bikerjohn Says:

    I actually signed a consulting contract to do 10-15 hrs a week of off-hours consulting for a company in DC. haven't heard from them since I signed the contract. I do look for other part time gigs in my field.

  4. bikerjohn Says:

    selling won't be possible I am way upside down

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