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End of the month

December 1st, 2012 at 09:15 am

This month was so bad that I don't even know where to begin. My wife spent 4 days in the hospital. We have health insurance but it is a limited liabilty plan meaning that they will cap out at 15k. I am waiting for the bills to see how much out of pocket it is. While in the hospital, my wife had a ct scan and they found a tumor in her skull. She is now seeing a specialist and will have a biopsy soon. They will have to go through her skull to get to the tumor. Needless to say findout out about the tumor is our primary mission. I really won't know how to proceed umtil we get a prognosis on that.

As far as regular stuff, it was still a pretty brutal month. I had some planned car maintenance expenses and I took care of them as planned. I also had some unplanned vehichle problems so I had to come up with an extra $400. This means that I am putting off an old vehichile tax from last year in Virginia yet again. I do have it on my list for Dec. In addition, we both lost work time and since we are both hourly rather than salary, the monthly income was a bit low.

Bottom line is that we took care of our current expenses, handled the vehichle expenses but didn't make any progress on our debt other than the normal monthly payments. I am stil job hunting as my contract comes to an end soon. I was willling to go on the road for a few months while the wife stayed down here but with the tumor, I may have to stay local. I also did a few variations of my resume and I am applying for other job types. We will see how this all plays out.

Assuming the best case, "wife is fine and biopsy is not needed" we will be somewhat back on track this month and should be able to take care of a few nagging old bills. I will have to think about work though. The reality is that pay is much lower in Fl than I am used to. If I work local, I will end up with a pretty hefty pay cout. I will have to run numbers as see how low I can go salary wise. Plan B would be to do a series of short-term out of state contacts for high dollar to hopefully knock out the rest of the debt.

Assuming the worst case, well I really won't give a shit about the finances anymore.

8 Responses to “End of the month”

  1. Petunia 100 Says:

    You certainly did have a brutal month. I'll be hoping for good news from the dr. and that your wife is soon enjoying excellent health.

  2. Monkey Mama Says:

    "Assuming the worst case, well I really won't give a shit about the finances anymore. "

    Amen. I am hoping for good news for your wife.

    My spouse had a benign brain tumor surgically removed in 2010. I can relate. (& that year it seemed like several people I know were diagnosed with brain cancer. Except an elderly coworker who passed very quickly, all the young ones are doing fine - but is very ongoing with medical bills and disability, etc.). Unfortunately, any brain tumor can be very expensive and disruptive to one's health. But it does not always mean the worst. I wish you luck and good news.

  3. Homebody Says:

    I am so sorry.

  4. NJDebbie Says:

    I am so sorry that you are going through such difficult situation. Right now, your wife's health is most important and finances should not matter. I really hope we get great news in your next post.

  5. North Georgia Gal Says:

    I am so sorry about your wife. Hopefully all will be okay with her.

  6. FrugalTexan75 Says:

    My mom had a benign brain tumor removed in 1995 - they went through her nose to get to it. It was a very scary time, and is part of what prompted me to finish my last two years of college in TX rather than TN.

    I hope that it turns out to be benign. {{hugs}}

  7. wowitsawonderfullife Says:

    I am so glad you have your priorities straight. What a crap month for you. I hope it gets better. We spend a lot of time here talking about finances but health is the most important thing. Sending you my good wishes and energy.

  8. Jerry Says:

    Absolutely pulling for you and your wife... and wishing you a vastly improved 2013.
    Jerry

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